How to Check Loan Balance in Access Bank | How Can I Check Loan Balance in Access Bank

How to Check Loan Balance in Access Bank, How Can I Check Loan Balance in Access Bank; this is a common difficulty faced by some clients of access bank. It is true especially with some who are not conversant with the use of the internet enabled devices like phones and PCs. In this article, we have explained in good details the easiest way to check your loan balance in Access Bank using all the available methods.

Access Bank Plc. has transformed itself from a relatively unknown Nigerian bank into a leading financial organization on the African continent over the course of the past 26 years. Today, we are one of the five largest banks in Nigeria in terms of assets, loans, deposits, and branch network. This accomplishment was made possible by taking a robust and long-term strategy to client solutions, which included offering committed and innovative guidance to customers.

Access Bank has built its strength and success in corporate banking, and it is now applying that expertise to the personal and business banking platforms that it acquired from Nigeria’s International Commercial bank in 2012. In 2012, Access Bank acquired these platforms from Nigeria’s International Commercial bank. The following two years were spent consolidating the business, making investments in the infrastructure, and improving the product offering.

Access Bank is committed to integrating environmentally responsible business practices across the board of its activities as part of its goal to continue its rapid expansion. The goal of the Bank is to contribute to long-term economic growth that is not just profitable but also responsible to the environment and meaningful to society.

The best and easiest way to check your access bank loan balance is through the use of USSD Code. Let’s talk about it now.

Check Loan Balance

Access Bank USSD Code (*901#)

The USSD code for Access bank is the official banking code that was developed by Access bank to assist its customers in doing banking activities directly from their mobile phone. Customers of Access Bank no longer have to physically go into the bank in order to do a variety of banking-related tasks since the implementation of this code. They are now able to do their business without ever having to leave the convenience of their own homes.

*901# is the USSD banking code that can be used at Access bank. This code is functional at all times, including every minute, every hour, and every day. You are able to use the USSD code to carry out any banking transactions that you desire to carry out at any time, regardless of whether it is a weekend, a public holiday, or even 1 am in the morning. This is because the USSD code is available 24/7.

The great thing about the use if USSD Code is that you do not need to have a smart phone or an internet connection. This method is available and works in any phone so long as the phone number in use is connected to your access bank account.

How to sign up for Access Bank USSD Code

  • To sign up for this access bank service, you must first of all have an account with Access Bank.
  • In the phone number linked to your bank account, dial *901#
  • Select the option for a new user
  • Type in your account number
  • Type in the details of your ATM card. Usually the first 4 digits and the last 4 digits
  • With this, you are set for any transaction using Access Bank USSD Code.

With *901# you will be able to not only check your access bank loan balance, here are many other things you can do with it:

  1. Put money from your bank account toward the purchase of airtime for yourself. WAEC Result
  2. Buy airtime for the benefit of others.
  3. Create a brand new bank account with Access.
  4. Pay money for the dataJAMB Form
  5. Verify the available funds in your account.
  6. Transfer funds to an other Access bank account.
  7. Transfer funds to accounts held at other financial institutions, such as UBA, GTB, Zenith, First Bank, Wema bank, Fidelity bank, and so on.
  8. Pay the merchant.
  9. Pay Utility bills
  10. Create one-time passwords (OTPs) for other transactions.

To go directly to the loan page using this access bank loan code, dial *901*11*1#.  With the *11*1# extension, you will have a less stressful step to follow.

Access Bank Loan App

When USSD Code is not okay for you or you find it inconveniencing in any way, access bank mobile app is a suitable alternative to check access bank loan balance. The only different the mobile app has from USSD is that it requires the use of a smart phone and internet connection. Outside this, access bank loan app and USSD performs same functions.

The smartphone app for digital loans offered by Access Bank is known as QuickBucks. The application includes all of Access Bank’s available loan products, such as retail loans, credit cards, debit cards, consumer durable loans, and loan requests for device financing.

To acquire a loan through the QuickBucks app and to sign up for an account, please follow these steps:

  • Visit Access Bank official website to get the app or it can be downloaded from the Google Play Store or the Apple App Store.
  • Please provide your email address as well as a phone number that is associated with your BVN.
  • An OTP will be sent to you through SMS for verification, and you also have the option of requesting an OTP be provided to you via phone call.
  • After the one-time password has been validated, you will be prompted to set a password for your account (which will be used to log into the app) as well as a PIN (to be used in transacting)
  • Fill up your personal information (Location, First Name, Last Name, and Other, if applicable).
  • The following information is required: Occupation – Wages or self-employment, Place of work, and Related Topics Name of the Bank, the Bank Account Number, the Closest Branch, BVN, and the Salary The amount of the monthly salary
  • The next step is for you to indicate that you understand and consent to the Terms & Conditions.

How to check loan balance in Access Bank

How to Get Access Bank Payday Loan

When unexpected circumstances develop before your next paycheck, you can find yourself short on cash. Payday loans are available to people in situations like these. Payday Loan is a program that provides instant loans to customers (both salary and non-salary earners). You are not required to provide any papers or collateral in order to obtain a Payday Loan, and you can borrow money at a cheap interest rate.

You can gain access to an instant loan by dialing *901*11# or *426*11# on your telephone keypad, or by using Internet Banking, WhatsApp Banking, the Access Mobile App, or the QuickBucks App on your mobile device. Get Immediate Loan

Frequently Asked Question

Check out the answers we have provided to regularly asked questions as regards access bank loan.

How do I pay back my Access Bank loan?

You have 30 days from the date you took out the loan to repay your Access Bank loan, or you can wait until your next income check. There is no procedure required for repayment. Your salary bank account will be immediately debited for the loan amount.

How do I access my Access Bank payday loan?

By contacting *901*11# or *426*11#, using Internet Banking, WhatsApp Banking, the Access Mobile App, or the QuickBucks App, you can access a quick loan. 24/7 service that can be applied for effortlessly via *901*11#, *426#, the QuickBucks App, Internet Banking, or a mobile app.

What is the name of Access Bank Loan App?

A mobile banking application for digital loans is called QuickBucks. A platform for all loan products, including retail loans, credit card, debit card, consumer durable loan, and device financing loan requests, it aims to enhance your borrowing experience.

How long does it take for Access Bank to disburse loan?

Following a successful loan request on QuickBucks, your Access Bank account is immediately credited once pre-approval has been granted. Prior to distribution into your account, processing could take up to 24 hours.

How much is Access Bank loan interest?

With Access Bank’s incredible 4% Interest Rate, you can rapidly obtain loans of up to N50,000 or more to address financial emergencies. Just enter *901*11#. Also accessible through the Quickbucks and Access Mobile apps. An Access bank account is all you need.

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