How to Check Access Bank Payday Loan Balance | How Do I Check Access Bank Payday Loan Balance

How to Check Access Bank Payday Loan Balance, How Do I Check Access Bank Payday Loan Balance; *901*11# is the quick code for access bank loan information. This is a tactical instrument that the bank is utilizing for the PayDay Loan product that is offered by Access Bank.

Clients are able to acquire loans immediately without having to go to a bank thanks to PayDay Loan, which was introduced in conjunction with Remita. PayDay Loan does not call for customers to put up any collateral or a guarantor.

With this payday loan, customers of access bank will be able to satisfy their immediate financial requirements with the help of the product, even before they receive their salaries.

You can acquire an immediate loan by dialing *901*11# or *426*11#, or by utilizing Internet Banking, WhatsApp Banking, Access Mobile App, or QuickBooks App.

Customers have access to the Payday Borrowing product, which is a short-term loan option (both salary and non-salary earners). Access Bank enables you to borrow money through a Payday Loan at a cheap interest rate and without having to provide any papers or collateral as a requirement.

features of Access Bank Payday Loan

• 24/7 service that does not require visits to the bank and applications that may be completed in a convenient manner by dialing *901*11#, *426#, using the QuickBucks app, using Internet Banking, or using a mobile app.
• No documents necessary.
• No collateral required.
• Tenure for a maximum of 36 months.

How to Check Access Bank Payday Loan Balance

You only need a few minutes, and the loan will already be in your possession.

1. To begin, dial the USSD number that was previously mentioned (*901*11*1#).
2. You will receive the Access account number in a little while once it has been generated.
3. After that, you will find out how much money the bank is willing to provide you.
4. That wraps it up! Access Bank is now able to provide you with the rapid payday loan service.

You are free to contact Access Bank directly if you have any questions regarding the process or any other issues, and they will provide you with all of the information that you require. They can be reached by phone as well as electronic mail or via their 24/7 customer care.

How Much You Can Get with Access Bank Payday Loan

If you have a loan from Access Bank, you could potentially receive up to a maximum amount equal to 75% of your regular income. This price may change depending on the following variables:

Access Bank customers who had salaries deposited in their accounts

If you are an Access Bank salary account holder, you will be eligible for a payday loan amount that is equal to 75% of your monthly salary if you qualify for this loan.

Other depositors at the bank

If you receive your salary through another bank and it is processed via IPPIS or Remita, you will be eligible for a payday loan amount from Access bank that is equal to fifty percent of your monthly salary as long as it does not exceed five hundred thousand naira (500,000).

Who is Qualified to get Access Bank Payday Loan

The following are the requirements that must be met in order to qualify for a payday loan from Access Bank:

1. In the event that you still owe money on any loans you took out with Access Bank or any other financial institution.
2. If you apply using a phone number that isn’t linked to your BVN, your application will be rejected.
3. When there is no evidence to show that you were paid the prior month despite your claims.
4. if you have previously taken out digital loans for a sum that was higher than the maximum amount you were qualified for.
5. if you already have a loan with a monthly payment that is higher than the amount for which you are qualified.

How to Transfer Money With *901#

There are 2 ways you can do a mobile money transfer with Access Bank USSD *901#.

Transfer to an Access Bank account

Simply dial *901*AMOUNT*NUBAN Account Number# from your phone number. For example, this would look as *901*1000*1234512345#. Verify your identity with a security code consisting of four (4) digits. Using the option located in the Menu, you can generate a security code.

Transfer to Other Banks

To send money to your NUBAN account, dial *901*AMOUNT*NUBAN Account Number# from your phone, for example *901*1000*1234512345#. Verify your identity with a security code consisting of four (4) digits. Using the option located in the Menu, you can generate a security code.

Frequently Asked Questions

How do I check my loan balance?

If you go to a bank’s official website, you can log in there. You can view “loan” under the “products” section. You can select “personal loan” from the list of loans to go to a new page. You may view your personal loan statement by clicking “Login” and entering your log-in information.

How do I liquidate my Access Bank payday loan?

Customers are allowed to repay their loans whenever it is convenient for them. Contacting Access Bank should be done by calling +234 1 271 2005. In addition, they can liquidate their loans by sending an email to contactcenter@accessbankplc.com or going to any Access Bank location.

Can a payday loan take money out of your account?

Yes, however even if you had previously consented, you have the authority to forbid a payday lender from deducting automatic electronic payments from your account.

How many payday loans can you have at once?

There is also a restriction on how many payday loans you can have open at once in a given state. However, you should only be able to have one or two loans active at any given time, regardless of whether you live in Ohio, Florida, Illinois, California, or Texas. This applies equally to both payday loans obtained in-person and those obtained online.

Can I get another loan if I already have one?

Yes. Numerous creditors are open to the idea of numerous outstanding personal loans. As long as you meet the requirements, you might be able to get a personal loan from more than one bank or online lender. If, on the other hand, you already have a significant amount of outstanding debt, a lender can decide not to provide you approval for a further loan.

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