How do I Qualify for FCMB Fast Cash Loan| how do i qualify for fcmb loan
In this Article lets Talk about, How do I Qualify for FCMB Fast Cash Loan,For your urgent and emergency requirements, FCMB FastCash is a quick, paperless credit option. You can apply instantly with the smartphone app or USSD code *329*11#.
Customers and non-customers of First City Monument Bank Plc can now obtain a larger loan amount of up to N200,000 through FastCash, the bank’s quick lending product, in an effort to aid Nigerians in managing their finances and meeting urgent needs without problems.
Additionally, they offer the benefit of delaying loan payments for up to three months.
Customers can now access larger borrowings while paying back smaller sums each month, according to a statement from the bank.
FastCash is a quick, paperless personal fast lending product that is offered to both current and potential consumers. It is available to both salaried and non-salaried consumers and does not require collateral. Customers can easily obtain the loan by using the bank’s *329*11# USSD code via a registered mobile phone number or by using the FCMB New Mobile App. After a successful application, getting credited takes less than five minutes.
FastCash is comparable to other cutting-edge lending solutions offered by the bank, like Salary Plus. Owners of pay accounts may apply for the Salary Plus Loan, a consumer lending program. Through this program, qualified FCMB customers can obtain short- or medium-term cash before to receiving their paychecks to take care of pressing demands like paying their children’s school expenses. When they need further financial assistance, Salary Plus users can also top up their loans, according to the statement.
How do I Qualify for FCMB Fast Cash Loan- How to get Eligible for FCMB Fast Cash
It is available to both salaried and non-salaried consumers and does not require collateral. Customers can easily obtain the loan by using the bank’s *329*11# USSD code via a registered mobile phone number or by using the FCMB New Mobile App.
How do I Qualify for FCMB Fast Cash Loan- The loans offered by FCMB
There are numerous loan choices offered by FacMB. Simply choose the option that best fits your needs. The offers you have are shown below:
1. Instant money
FCMB Fast Cash is a collateral-free, paperless financing option. By dialing the USSD code *329*11#, you can submit an application for this loan.
Characteristics and advantages of FCMB Fast Cash
FCMB Fast Cash offers a variety of features and advantages, such as:
- It gives you immediate access to money.
- Fast cash is incredibly practical because no documentation is necessary. Simply dial *329*11#.
- Additionally, you can submit as many applications as you wish.
- Finally, you receive a three-month replacement cycle.
The criteria for receiving an FCMB rapid cash loan
To be eligible for an FCMB rapid cash loan, you must fulfill the following conditions:
- In order to address an immediate financial necessity, you must apply for an FCMB rapid cash loan.
You must be given access to quick cash services by FCMB. - The loan will be directly deposited into your FCMB current or savings account. Non-FCMB customers, however, are required to utilize their salary account.
- This essentially summarizes the prerequisites for obtaining a quick cash loan. However, go back to their website, www.fcmb.com, to read more in-depth information.
2. Pay Plus Loan
This customer credit program is only available to those with salary accounts at FCMB. Customers of FCMB who qualify for loans can access funds through salary plus prior to receiving their paychecks.
How do I Qualify for FCMB Fast Cash Loan- The criteria for receiving a salary loan from FCMB
You must provide your salary account in order to get a salary plus loan. Additionally, you must supply consistent pay stubs going back at least six months along with a recommendation to your employer.
3. Loan for Premium Salary
This financing program is for confirmed employees of commercial organizations. However, the company must have a Moody’s rating of at least BB range. Additionally, potential participants must be qualified for at least a N2,000,000 loan.
How do I Qualify for FCMB Fast Cash Loan- Features of a premium salary loan
The premium salary loan’s salient elements are as follows:
- You submit an application for a minimum loan of N 2 million.
- a 1% fiat management charge up front.
- a duration with a minimum of 12 months and a maximum of 60 months.
- Last but not least, the insurance premium is 0.9% of the loan’s term.
How do I Qualify for FCMB Fast Cash Loan- FAQs
How can I be qualified for FCMB fast cash?
It is available to both salaried and non-salaried consumers and does not require collateral. Customers can easily obtain the loan by using the bank’s *329*11# USSD code via a registered mobile phone number or by using the FCMB New Mobile App.
What are the requirements for FCMB loan?
What conditions must be met before receiving an FCMB salary plus loan? You must provide your salary account in order to get a salary plus loan. Additionally, you must supply consistent pay stubs going back at least six months along with a recommendation to your employer.
Does Fcmb give online loan?
Customers have access to loans starting at N20,000 and going up to N50 million with no requirement for security and flexible monthly repayment options up to 180 days. Customers can apply through FCMB’s mobile or online banking services.
How do I Qualify for FCMB Fast Cash Loan- How can I increase my FCMB loan?
- TOP-UP YOUR LOAN VIA FCMBONLINE
Activate FCMBOnline. - Please select Consumer Loan.
- Simply select Salary Plus Top Up.
- Choose the current account number.
- Verify the loan amount.
- For terms and conditions, check the box.
- Within eight hours after submitting a request, a loan is disbursed.
Where can I borrow money urgently in Nigeria?
List of Banks in Nigeria That Provide Instant Loans Without Collateral
- First City Monument Bank [FCMB] Limited
- WEMA Bank
- Stanbic IBTC
- Zenith Bank
- Fidelity Bank
- First Bank
- United Bank for Africa [UBA]
- GT Bank.